Financial and investment
analysts collect and analyze financial information such as economic forecasts,
trading volumes and the movement of capital, financial backgrounds of
companies, historical performances and future trends of stocks, bonds and other
investment instruments to provide financial and investment or financing advice
for their company or their company's clients. Their studies and evaluations
cover areas such as takeover bids, private placements, mergers or acquisitions.
Financial analysts are employed by a wide range of establishments throughout
the private and public sector, such as banks, brokerage houses, insurance
companies, investment companies, manufacturing firms, trust companies, utility
companies and underwriting firms. Investment analysts are employed primarily by
brokerage houses and fund management companies.
Main duties
Financial analysts perform some or all of the following duties:
- Evaluate
financial risk, prepare financial forecasts, financing scenarios and other
documents concerning capital management, and write reports and
recommendations
- Plan short-
and long-term cash flows and assess financial performance
- Analyze
investment projects
- Advise on and
participate in the financial aspects of contracts and calls for tender
- Follow up on
financing projects with financial backers
- Develop,
implement and use tools for managing and analyzing financial portfolio
- Prepare a
regular risk profile for debt portfolios
- Assist in
preparing operating and investment budgets.
Investment analysts perform some or all of the following duties:
- Collect
financial and investment information about companies, stocks, bonds and
other investments using daily stock and bond reports, economic forecasts,
trading volumes, financial periodicals, securities manuals, company
financial statements and other financial reports and publications
- Examine and
analyze financial and investment information collected, including profiles
of companies, stock and bond prices, yields and future trends and other
investment information
- Provide
investment advice and recommendations to clients, senior company
officials, pension fund managers, securities agents and associates
- Prepare
company, industry and economic outlooks, analytical reports, briefing
notes and correspondence.
Employment
requirements
- A bachelor's
degree in commerce, business administration or economics
and
On-the-job training and industry courses and programs are usually required.
- A master's
degree in business administration (MBA) (concentration in finance) or in
finance may be required.
- The Chartered
Financial Analyst (CFA) designation, available through a program conducted
by the Institute of Chartered Financial Analysts in the United States, may
be required by some employers.
Example
Titles
·
analyst, investments
·
analyst, money market
·
analyst, securities
·
assistant financial analyst
·
chartered financial analyst
·
cost financial analyst
·
economic analyst, financial services
·
finance and commercial affairs analyst
·
financial analysis consultant
·
financial analyst
·
fiscal projections consultant
·
investment adviser, corporate
·
investment analyst
·
investment consultant
·
junior financial analyst
·
money market analyst
·
portfolio manager
·
regional financial analyst
·
research analyst, securities
·
research associate, financial services
·
securities analyst
·
securities research analyst
·
senior financial analyst
·
senior investment officer
·
senior planning and return analyst
·
senior planning and yield analyst
No comments:
Post a Comment